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Affordability of NFIP Premiums

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This project compared the costs of a program of risk-based rates and means-tested assistance to the current system of subsidized flood insurance rates and federally funded disaster relief for people without coverage.

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Featured publication

Affordability of National Flood Insurance Program Premiums: Report 2

Consensus

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2016

When Congress authorized the National Flood Insurance Program (NFIP) in 1968, it intended for the program to encourage community initiatives in flood risk management, charge insurance premiums consistent with actuarial pricing principles, and encourage the purchase of flood insurance by owners of fl...

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